Ok, with the economy in the toilet and my savings just about in the same location, I have been working really hard on living frugally. I proudly wear the title of cheapskate and love reading about ways to save money.
Mark and I have recently started using cash only again. We eat out maybe 3 times a month. We don't go to Starbucks. I only buy clothing on deep discount. And really the only "splurge" is for Mark to fly his airplane for about $75 a month. So, we live cheaply.
I have a few goals of things I would like to do - places to go on vacation, a multi-engine instructor's certificate for Mark, and some material things. I need to save up for those items.
At this point, I don't have major areas in my budget to cut; it's just nickle and dime saving. So I've been researching different blogs and websites and trying to get ideas. I think the most logical place to save money is in the area of electric bill and weekly cash.
I am so tired of the people that tell me the best way to reach my financial goals is to stop eating out [done], don't buy coffee [done], pay off credit card debt [don't have any], clip coupons and double them [no one around here doubles and I clip], and stop getting manicures [never started].
So I need real, practical ideas. How can I save on grocerys and electricity? Any ideas out there?
Here's what I've started this weekend:
* Grocery Price Book - so I can determine when something really is a bargin
* Meals in the freezer so I don't have to wonder what to make for dinner
* Build meals around what's on sale
* Save left overs
What else is there to do???